Introducing Finezza

Lending Lifecycle Management Platform and Credit Evaluation Services.

what-is-finezza_

Products

Finezza Horizontals

Finezza-LMS

Loan
Management System

Finezza offers a comprehensive Loan Management System that’s flexible, agile, allowing for efficient management of loans.

Finezza-LOS

Loan
Origination
System

We understand the need for a robust Loan Origination System that caters to your lending needs and helps provide a better customer experience.

Finezza-Collection-Delinquency-Management

Collection Delinquency Management

Finezza streamlines delinquency management, and debt collection by making crucial debt collection information accessible 24×7.

Finezza Verticals

Bank-Statement-Analyser

Bank Statement Analysis
Algorithm

Accurate analysis of an applicant’s financial transactions. Capture the underlying decisions, arrive upon a more practical index to drastically cut down on the possibility of NPAs and bad credit.

Finezza-Credit-Bureau-Data-Analysis

Credit Bureau
Data Analysis Framework

Customised credit analysis based on data from multiple institutions, arriving upon a more dependable credit score to ensure more intelligent decision making.
 

Document-Identifier

Document Identification Framework

Easily extract information and segregate the same as faces, names, numbers, addresses, transactions, and more from images of verification documents in real-time.

Finezza-GST-ITR-A

GST A and ITR A Verification

Finezza also comes with GST A and ITR A verification framework. It makes it easy to verify the accuracy of GSTIN and ITR data of a consumer. Validate with the central GST and ITR system and view the status of returns easily.

Sync all GST invoices and ITR filed data in your dashboard and generate user-friendly reports. It is easy to integrate with APIs and offers a credible data source for making safe financial decisions.

Line of Business Supported

Finezza-MSME-and-Small-Business-Loan

MSME & Small Business Loan

Finezza-Payday-loans-Salary-Loan

Payday loans / Salary Loan

Finezza-Secondhand-or-Pre-owned-Vehicle-Auto-Loan

Secondhand or Pre-owned Vehicle / Auto Loan

Finezza-Personal-Loan

Personal Loan

Finezza-Virtual-Credit-Cards-OR-Credit-Limit

Virtual Credit Cards OR Credit Limit

Finezza-Overdraft-OR-Flexi-credit-Product

Overdraft OR Flexi-credit Product

Finezza-Education-Loan

Education Loan

Finezza-Gold-Loan

Gold Loan

Finezza-Loan-Against-Property

Loan Against Property

Finezza-Loan-Against-Shares-or-Equity

Loan Against Shares or Equity

Finezza-Consumer-Durable-Loan

Consumer Durable Loan

Finezza-Machinery-Loan

Machinery Loan

Finezza-Corporate-Loan

Corporate Loan

Finezza-Short-Term-Loan

Short Term Loan

Finezza-Bill-Discounting

Bill Discounting

Finezza-Supply-chain-financing

Supply chain financing

Finezza-Invoice-Discounting

Invoice Discounting

Integrations

Finezza-Credit-Bureaus

Credit Bureaus

  • CIBIL
  • CRIF
  • Experian
  • Equifax
Finezza-Bank-Gateways+APIs

Bank Gateways+ APIs

  • Yes
  • IDFC
  • ICICI
Finezza-Insurance

Insurance

  • ICICI Lombard
  • HDFC Ergo
  • Kotak
Finezza-Payments

Payments

  • Paytm
  • RazorPay
  • GooglePay
  • PhonePe
Finezza-eNACH

eNACH

  • Digio
  • CashFree
  • RazorPay
Finezza-eSign

eSign

  • NSDL
  • SignDesk
  • Digio
  • Signzy
Finezza-KYC

KYC

  • NSDL
  • GSTN
  • Aadhaar KUA
  • Karza
Finezza-vKYC

vKYC

  • IDfy
  • Signzy
  • Veri5Digital
Finezza-Payment-Modes

Payment Modes

  • UPI
  • NEFT
  • IMPS
  • RTGS
  • Cheque
  • Debit Card
  • Wallets
  • NACH
Finezza-GSTN-Verification-Data

GSTN Verification Data

  • Karza
  • ThoughBit
  • Iris GST
Finezza-External-MIS-ERP

External MIS/ERP

  • Tally
  • OpenGL
Finezza-Others

Other MIS / ERPs

  • Karza
  • WatchOut
  • Probe42
  • Vahan
  • Astute
Finezza-Electronic-Communication

Electronic Communication

  • Email
  • WhatsApp
  • SMS
  • Push Notifications
Finezza-Cloud-Telephony

Cloud Telephony

  • Ozonetel
  • ExoTel
  • Knowlarity
Finezza-Hosting-Infra

Hosting Infra

  • AWS
  • AliCloud
  • Digital Ocean
  • WebWorks
  • E2E

Mobile Ecosystem and APIs

Finezza-API
Finezza’s mobile app ecosystem allows lenders and customers alike to leverage the power smartphones in loan and credit processing and decision-making in today’s mobile-first world. 

What’s more, the entire suite of Finezza’s products is available in the form of easy to integrate APIs.

Why Finezza?

Finezza is an end-to-end lending solution portfolio that aims at easing financial analysis and decision support for any new-age, growth-oriented lending organisation.

What’s more, Finezza is software and platform agnostic, with secure APIs and data-pipelines that can be easily integrated. Finezza has your security needs factored in too, with data-access controls.

Managing the entire lifecycle of a loan application process, with an instant view of repayment history, lapses, and predictive analysis of future repayments.
Assessing an applicant’s credit-worthiness by analyzing the underlying financial transactions of the applicant to come up with a unique and a practical index that reduces the probability of NPAs or credit going bad, rather than just focusing on the credit score.
Helping to do away with false-positives and ensuring super quick assessments, thereby reducing your lead-to-loan TAT.
Generating forward-looking reports, that identify trends and black sheep, and help improve your loan book and credit assessment strategies.

Clients That Trust Finezza…

Who Are We?

About Us

We are a team of tech and product veterans who have domain knowledge, and understand exactly what matters for financial institutions’ credit and lending arms.

Finezza has been built in an iterative fashion to provide customized solutions to all fintech companies looking at an AI-driven growth trajectory.

Contact Us

Questions, feedback or want to have a word with us? Get in touch using the details below or just drop us a message ➡

Mumbai

303, K L Accolade, Rd Number 6,
T.P.S III, Golibar,
Santacruz East, Mumbai,
Maharashtra 400055

Bengaluru

Beyond Epic Co-working Space,
HM Vibha Towers,
4th Floor, Above Chroma store,
Next to Forum Mall,
Adugodi, Koramangala,
Bangalore - 560029

Pune

Rachana Park, 3rd Floor,
Atreya Society,
Off. Senapati Bapat Marg,
Wadarvadi, Pune,
Maharashtra 411016

contactus@finezza.in