AI-Enabled Pre-Built Accelerator
Loan Against Property Software for NBFCs and Lenders
Purpose-built for LAP and Micro LAP MSME loans. Pre-built workflows, integrations, and AI capabilities, ready to deploy in 45 days.
☑️ Go-live in 45 Days ☑️ Co-lending Enabled ☑️ ISO 27001 & SOC 2 Certified ☑️ Domain Expertise
The LAP Journey on Finezza
6 Stages. 1 Connected Platform.
Every step of the LAP lifecycle, from first lead to final collection, handled in sequence.
Origination & Onboarding
Credit & Collateral Due Diligence
Sanction
Disbursement
Repayment Servicing
Collections
Ready-to-Use Components
Pre-Built. Pre-Integrated. Pre-Tested.
Everything you need to go live is already built into the platform.
Mobile App for Field Teams
Dedicated mobile app for field sales officers, collection agents, and partners. Covers onboarding, document upload, geo-tagging, and real-time back-office communication.
Pre-Built Rules Engine
Deduplication, Go/No-Go decisioning, stage transition logic, and deviation management rules — all pre-built and configurable without engineering effort.
Pre-Built Integrations
Out-of-the-box connectors for OCR, eKYC, vKYC, Bank Statement Analysis, GST, Credit Bureaus, Payments, CERSAI, and Messaging — ready to activate on day one.
AI Capabilities
AI Built Into Every Stage
Not bolted on. Built in — from document ingestion to borrower conversations.
Financial Document Verification & Extraction
Automated veracity checks on financial documents with structured data extraction, reducing manual review time and the risk of forged or manipulated inputs.
Valuation and Legal Search Data Extraction
Extracts structured data from property valuation reports and title search documents, feeding collateral information directly into the credit decision workflow.
Income Estimation
Derives income signals from bank statements, bureau data, and GST data, enabling reliable underwriting for self-employed and MSME borrowers who lack formal salary documentation.
Finezza Co-Pilot
Loan officers and collection agents retrieve loan details, generate payment links, and pull repayment schedules by typing plain-English questions. No system navigation required.
▶ Watch the Co-Pilot demo
Why Finezza LAP Solution
The Case for Choosing Finezza
Four reasons lenders pick Finezza over building or stitching solutions together.
Deploy in 45 Days
Pre-built workflows, integrations, and rules mean your LAP product goes live in weeks, not quarters.
Co-lending Enabled
Built-in co-lending support with partner-split disbursements, reconciliation, and portfolio-at-risk reporting.
Domain Expertise
Designed by a team with deep lending domain knowledge — every workflow reflects how LAP actually operates in the field.
ISO 27001 & SOC 2 Certified
Enterprise-grade data security and compliance standards — meeting the bar for banks and regulated NBFCs.
CIBIL
CRIF
Experian
Equifax
Karza
NSDL
Signzy
Finacle
Pennant
OmniFin
NACH
RazorPay
Cashfree
WhatsAppPre-Built Integrations
Activate on Day One
Every integration a LAP workflow requires is pre-built and ready to connect.
| OCR & KYC | eKYC, vKYC, Document OCR, Karza, NSDL, Signzy, IDfy |
| Credit Bureaus | CIBIL, CRIF, Experian, Equifax |
| Bank Statement | Bank Statement Analysis via Account Aggregator & upload |
| GST | GSTN via GSP API connector |
| Property & Legal | CERSAI for encumbrance checks |
| Payments | NACH, eNACH, RazorPay, CashFree, UPI, NEFT, IMPS |
| Core Banking | OmniFin, Pennant, Finacle + CBS via API |
| Messaging | WhatsApp, SMS, Email, Cloud Telephony |
Trusted by Leading Financial Institutions
Ready to Deploy Your LAP Product in 45 Days?
Talk to our team about your specific requirements. We'll show you the platform, the pre-built workflows, and the integration stack, in a 15-minute demo.
📞 Call us: +91 22458 08367 or click below.
