The MSME sector has long been the beating heart of the Indian economy, contributing over 30% to GDP and accounting for almost half of the country’s exports. However, despite these impressive figures, access to formal credit is one of the greatest barriers for MSMEs, specifically the micro and small levels. The Indian government has steadily […]
Commercial Lending Compliance in India: A Complete Guide to Regulatory Challenges (2025)
India’s commercial lending sector has been on a steady growth path recently, with the numbers showing impressive record: gross banking credit increased to ₹143.3 lakh crore, more than ₹1.4 lakh crore worth of loan was sanctioned online just in 2023, and CIBIL expects NBFC loan books to grow by 13 to 15% during FY25-FY26. While […]
How Modern Loan Origination Software Can Cut Your Approval Time by 60%
Loan origination has evolved from a paper-heavy, weeks-long process to a digital-first experience where borrowers expect instant decisions and transparent communication. As borrowers become accustomed to real-time digital services, expectations around speed and transparency are reforming lending standards. The global digital lending platform market was valued at USD 10.55 billion in 2024 and is projected […]
5 Loan Management Software Trends Shaping the Future of Digital Lending
Loan management software (LMS) has been quietly transforming the lending landscape, improving borrower experiences and operational efficiency among lenders. At present, the uptake of digital LMS is witnessing exponential growth driven by advances in technologies, including artificial intelligence (AI), predictive analytics, data analytics, robotic process automation (RPA), and machine learning. As consumer expectations and financial […]
4 Warning Signs of Circular Trading in Bill Discounting: How to Prevent It
The financial compliance landscape is complex and requires a perfect balance between regulatory requirements, reporting, risk management protocols, and efficient transaction tracking systems to combat financial crimes. Circular trading in bill discounting is a common tactic used by fraudsters or criminals to hide or mask the source of their illicit funds. Therefore, it is crucial for […]
AI-Powered Invoice Financing: Streamlining Manual Processes
The RBI-backed TReDS platform financed 41.6 lakh invoices through invoice discounting in FY 2024. It was worth ₹1.38 lakh crore. Over the past five years, invoice financing has jumped 766%, while the value of funds unlocked for MSMEs grew 1,138% from ₹11,165 crore. Despite its potential, many lenders still depend on manual verification processes and […]