When the RBI issued its Digital Lending Directions, 2025 on 8 May 2025, the coverage focused on cooling-off periods, Default Loss Guarantee (DLG) caps, and borrower protection mechanisms. The software implications received far less attention. Finezza’s loan origination system supports regulated digital lending workflows for NBFCs and banks, and the five compliance gaps below represent […]
Why Does B2B BNPL Break Your Standard LMS Setup?
Most Loan Management Systems (LMS) were built around a specific mental model: one borrower, one loan account, one repayment schedule, and a fixed end date. That model handles term loans well, and personal loans, mortgage-style products, and working capital term facilities without much strain. Buy Now Pay Later for business lending (B2B BNPL) operates on […]
Best Loan Origination Systems for Digital Lenders in India
TL;DRIndia’s LOS market hits USD 7.15 billion in 2026. RBI Co-Lending Directions 2025 are now in force. Digital loan drop-off rates remain above 60%. GST data has become the primary underwriting signal for MSME credit. The platform you choose today shapes your portfolio quality for the next five years. The 8 platforms in this guide: […]
What Your LMS Can’t Handle When You Add a Line of Credit Product
For most lenders, the gaps in their Loan Management System (LMS) don’t announce themselves during product planning. They surface a few months after launching a line of credit (LoC) product, when the operations team is doing manual reconciliations at month-end, and nobody can explain why the bureau data doesn’t match the portfolio report. The problem […]
How NBFCs Reduce Loan TAT by 70% with Digital Lending Automation in 2026
NBFCs across India are preparing for a landscape where speed will decide survival, and delays will drive customers away. The recent industry studies predict that in 2026 over 82% of borrowers will choose lenders who offer fast approvals, while nearly 65% of NBFCs confirm that their biggest struggle is reducing Loan TAT. With rising application […]
How Pre-Integrated Lending Platform Accelerate Time-to-Market
Pre‑integrated lending platform solutions are rewriting the rules of digital lending. Lenders historically built bespoke systems with long implementation cycles, manual processes and rising costs. In a market where borrowers expect instant credit decisions, these delays are costly. Statistics show that India’s digital lending market could reach ₹15 trillion by 2030 with a 25.6 % […]