Lenders who’ve already invested in a Loan Management System (LMS) usually raise one complaint more often than any other, and it isn’t about origination or disbursement. It’s collections. The account shows overdue. Everyone can see the DPD (Days Past Due) counter ticking up. And still, nothing happens inside the system to move that account forward, […]
Loan Monitoring Software: Catching Stress Before 30 DPD
An account rarely goes from healthy to 30 Days Past Due (DPD) overnight. That pattern shows up across lender portfolios, and it’s the reason Finezza built its Bureau Rule Engine. The signals are usually visible one to two months earlier: a late salary credit, a missed Goods and Services Tax (GST) filing, a National Automated […]
6 NPA Triggers Every Loan Recovery Software Should Monitor
Most loan recovery software is built to act once an account crosses 90 days overdue. By then, the Non-Performing Asset (NPA) classification is formalised, and provisions have been raised. The window for productive intervention has effectively closed. Finezza works with NBFCs and banks on exactly this problem: the signals worth acting on appear well before […]
Best Loan Management Software for NBFCs in India 2026
The head of technology at a growth-stage NBFC in Pune is reviewing a shortlist of loan management software options. Three came from “Top 10 LMS India” articles published by software directories. The fourth came from a peer at another NBFC. None of the three lists agree on which platforms belong. Two of them include vendors […]
Loan Origination System to LMS: Where Data Gets Corrupted
The approval is done and credit assessment is complete, the documentation is signed off, and the loan origination system (LOS) has delivered its output. The next step, moving that approved loan into the loan management system (LMS) for servicing, is what most lending operations treat as a formality, but it rarely is. The LOS-to-LMS handoff […]
The Operational Gaps Most Lenders Miss When They Move From Term Loans to Revolving Credit Product
Adding revolving credit to a lending portfolio looks like a product decision, and for the business team, it largely is. For operations, the reality is more complicated. Most of the infrastructure that runs term loans was never designed to handle the revolving credit demands of it. The shift becomes visible in the first few months […]