Low-interest rates, quick turnaround times, and minimal documentation – these considerations are high on the wish list of practically anyone looking for a loan. With the government pushing lenders to boost the flow of credit in the economy, the odds of getting a quick loan have improved significantly for most people. However, this is not […]
Is Biometrics the Key to Future Proof Customer Identity Management?
Biometrics is slowly becoming an integral part of our daily lives with the advent of fingerprint-sensitive smartphones and laptops and is spreading to other places we hardly considered before. The primary aim of biometrics is to identify an individual in a 100% accurate way that cannot be stolen or compromised. While fingerprint biometrics is widespread, […]
How Can Digital Transactions Grow With UPI 2.0?
With a targeted focus on the on-ground implementation of the Aadhaar program as well as Jan Dhan Yojana, India has been prosperous in spreading the banking facilities successfully throughout the economy. To add to the potent mix, The Unified Payments Interface (UPI) was introduced by National Payments Corporation of India (NPCI) in 2016. The Unified […]
How Machine Learning Can Transform the Face of Financial Services?
Machine learning is enthusiastically integrating into our lives and changing how we make decisions every day. Machine learning technologies leverage historical data and user behaviours to predict patterns and make automated decisions. The rapid pace at which the machine learning technology is accelerating is leading businesses to change the way they operate. Applications of Machine […]
Financial Inclusion in India Beyond COVID-19
Global unsettling repercussions of the COVID-19 pandemic led to strict lockdown implementations in developing countries and emerging economies alike. Countries witnessed their social and economic life came to a complete standstill, which adversely affected the lives of millions of people. The aftermath is massive suffering for the low-income strata and struggles for survival for the […]
What is Cleantech? How can it integrate with Fintech?
The 3rd Industrial Revolution began in 2006 and witnessed the integration of the latest technology in banking and finance and the rise of Fintechs. It also saw the amalgamation of various environmental care initiatives and techniques to generate an industry compatible with the sustainable development of the environment – giving rise to Cleantech Products designed […]