Balancing credit sales and liquidity is an unavoidable paradox for all businesses. Small businesses, in particular, might find the task a tall order. It requires diligent management of cash inflows and outflows to ensure the availability of sufficient working capital for the firm’s day-to-day operations. Invoice finance is a short-term borrowing facility that helps to […]
Why Are Businesses Still Unprepared to Handle Virtual Cards?
Credit cards have always been a risky means of payment. There is always the possibility of loss, theft or misuse. Enter the virtual credit card. It is a digital proxy card ID that can be used instead of your physical credit card. They are a number of ways to avoid divulging personal information and overspending. […]
Can Supply Chain Financing Resolve Capital Issues for MSMEs?
Small businesses are the foundation of the Indian economy. The micro, small & medium enterprises (MSMEs) sector contributes to about 30 percent of India’s GDP. But despite being the largest employing faction of the country, they suffer from a lack of financial and regulatory security. Businesses thrive when they have enough funding and a stable […]
How Buy Now Pay Later in B2B Transactions Is Unlocking SME Growth
In the business-to-business (B2B) world, it often seems like big companies have all the advantages. They have more resources, more customers, and more experience. But in recent years, a new trend has emerged, giving smaller businesses a chance to compete: buy now, pay later (BNPL) in B2B. From Amazon to Afterpay, this type of payment […]
Is B2B Buy Now Pay Later Really Changing the Game for SMEs?
Small and medium-sized enterprises (SMEs) have always struggled with the traditional banking system, and their lack of credit history and low credit scores have been tagged as high-risk borrowers. A report in June 2019 by the U K Sinha Committee involving the Reserve Bank of India (RBI) noted that the credit gap in the micro, […]
Invoice Factoring: Lending Firms’ New Border
Why do lending companies offer Invoice Factoring services? Learn about the benefits of this invoice factoring for businesses & lending companies here