NBFCs across India are preparing for a landscape where speed will decide survival, and delays will drive customers away. The recent industry studies predict that in 2026 over 82% of borrowers will choose lenders who offer fast approvals, while nearly 65% of NBFCs confirm that their biggest struggle is reducing Loan TAT. With rising application […]
Top Loan Management Software for NBFCs in India 2026
India’s lending market is expected to reach $2.38 billion by 2030, growing at 30.2% annually. Economic expansion, urbanisation, and rising credit demand are driving loan application volumes that exceed most NBFCs’ manual processing capacity. Legacy systems struggle with regulatory reporting frequency, multi-product portfolio management, and real-time risk assessment requirements. NBFCs processing diverse loan products (MSME, […]
How RBI’s New NBFC Rules Will Reshape the Lending Landscape
The Reserve B͏ank of͏͏͏ ͏India (R͏BI)͏ has set͏ th͏e s͏tage for a ͏signif͏icant trans͏form͏ation in t͏he l͏ending space ͏w͏ith its new͏ ͏reg͏u͏͏l͏a͏͏tory f͏ramew͏ork for NBFCs͏. Designed to st͏rengt͏hen governance͏, ͏e͏͏n͏force ͏ri͏sk d͏iscipline, and cu͏rb u͏nchecked NBFC lending p͏racti͏ces, t͏he͏se refo͏rms wi͏ll imp͏͏act͏ ho͏w non-͏banking͏ le͏͏nders raise ͏fu͏nd͏s, pric͏͏e ͏lo͏a͏ns, and ͏ma͏nage bor͏r͏o͏w͏͏ers. Fo͏r ͏N͏B͏F͏Cs and […]
Future of P2P Lending and Its Direct Impact on Loan Origination Systems
Peer-to-peer (P2P) lending became a global phenomenon after the 2008 financial crash, emerging as a reliable alternative to traditional financial institutions including banks. While P2P lending businesses started entering the Indian market in 2014, it wasn’t until 2017 when the Reserve Bank of India (RBI) issued guidelines suggesting that all P2P service providers must be […]
Banking On Co-Lending To Serve Credit Demand: A Scaling Strategy For NBFCs
Co-Lending Model (CLM) is still in its infancy in India. RBI devised this specific lending model to improve credit availability to the underserved and unserved categories of the economy. Generally, these segments are isolated from mainstream banking facilities due to their geographical or demographical characteristics. They include low and medium-income categories, Micro, Small, and Medium […]
How Can Co-lending Benefit Banks, Customers, and NBFCs?
The co-lending model, introduced by the Reserve Bank Of India (RBI) in 2018, is a mechanism where banks and non-banks join hands to provide credit to the priority sector. The co-lending arrangement allows NBFCs (Non-Bank Financial Companies) which operate in deeper geographies and lend to the MSME Sector (Micro, Small and Medium Enterprises), LIG (Low-Income […]