In India’s credit-driven economy, lending speed directly impacts revenue efficiency. However, lending operations teams typically juggle 5+ separate systems daily, whilst IT departments manage isolated databases for each loan type. This creates significant operational inefficiencies. The solution? One unified loan management system. A single, cloud-based LMS can manage everything, from approving vehicle loans to complex […]
How Outdated Loan Management Systems Are Sabotaging Your Loan Officers’ Productivity
Loan officers work in a highly competitive and technologically changing lending landscape. Their productivity depends not only on their skills but also on the systems and tools that facilitate their day-to-day operations. Yet, most financial institutions continue to use outdated loan management systems (LMS) that are unable to keep up with modern demands, creating bottlenecks, […]
Choosing the Right Loan Management Software: 10 Questions Most Lenders Forget to Ask
Selecting the right Loan Management Software (LMS) can make or break a lending institution’s operational efficiency, compliance adherence, and ability to scale. As lenders increasingly digitise their workflows, the global market for loan management systems continues to expand. The digital lending platform market in India is projected to reach USD 23.77 billion by 2030, growing […]
Understanding the Recent R͏BI͏ Repo ͏͏Rate Cut and Its Impact on Lending Industry
The Reserve Bank of India’s 50 basis point cut in the repo rate, announced on June 6, 2025, presents a strategic juncture for lending institutions. By bringing the benchmark rate down from 6.00% to 5.50%, the RBI has not only signaled a shift to a neutral monetary stance but also opened the door for significant […]
How Lenders Can Leverage Government Schemes for MSME Loans in 2025
The MSME sector has long been the beating heart of the Indian economy, contributing over 30% to GDP and accounting for almost half of the country’s exports. However, despite these impressive figures, access to formal credit is one of the greatest barriers for MSMEs, specifically the micro and small levels. The Indian government has steadily […]
Commercial Lending Compliance in India: A Complete Guide to Regulatory Challenges (2025)
India’s commercial lending sector has been on a steady growth path recently, with the numbers showing impressive record: gross banking credit increased to ₹143.3 lakh crore, more than ₹1.4 lakh crore worth of loan was sanctioned online just in 2023, and CIBIL expects NBFC loan books to grow by 13 to 15% during FY25-FY26. While […]