Manual loan processes slow lenders down. In 2023, only 15 percent of lenders used artificial intelligence, but that number jumped to 38 percent in 2024. By 2025, Fannie Mae predicts 55 percent of lenders will pilot or expand AI. Relying on paper forms and fragmented systems means lost time, higher operational costs, and missed opportunities. […]
How Pre-Integrated Lending Platform Accelerate Time-to-Market
Pre‑integrated lending platform solutions are rewriting the rules of digital lending. Lenders historically built bespoke systems with long implementation cycles, manual processes and rising costs. In a market where borrowers expect instant credit decisions, these delays are costly. Statistics show that India’s digital lending market could reach ₹15 trillion by 2030 with a 25.6 % […]
Integration Debt: The Silent Killer of Lending Technology Roadmaps
Rapid innovation is reshaping the financial landscape; however, the success of lending technology roadmaps hinges on seamless integration with existing systems. Integration challenges can undermine even the most advanced solutions. This is particularly evident in the Indian context, where technology investment patterns reveal unique challenges and opportunities. A report in Business Standard highlighted that many […]
The Complete Lending Te͏ch Stack: 7 Critical Integration Categories Every Lender Needs
Lending these days is not about just giving out loans; you also need to build trust, speed, and accuracy in every interaction. According to the Invest India report, India’s digital lending market is projected to grow from $270 billion in 2022 to more than $1.3 trillion by 2030. Customers now expect fast approvals, simple onboarding, […]
How RBI’s New NBFC Rules Will Reshape the Lending Landscape
The Reserve B͏ank of͏͏͏ ͏India (R͏BI)͏ has set͏ th͏e s͏tage for a ͏signif͏icant trans͏form͏ation in t͏he l͏ending space ͏w͏ith its new͏ ͏reg͏u͏͏l͏a͏͏tory f͏ramew͏ork for NBFCs͏. Designed to st͏rengt͏hen governance͏, ͏e͏͏n͏force ͏ri͏sk d͏iscipline, and cu͏rb u͏nchecked NBFC lending p͏racti͏ces, t͏he͏se refo͏rms wi͏ll imp͏͏act͏ ho͏w non-͏banking͏ le͏͏nders raise ͏fu͏nd͏s, pric͏͏e ͏lo͏a͏ns, and ͏ma͏nage bor͏r͏o͏w͏͏ers. Fo͏r ͏N͏B͏F͏Cs and […]
The Future of Financial Accuracy: Implementing Automated Credit Bureau Solutions
What if one small reporting error could cost your bank millions? Manual bureau reporting often creates these risks with typos, missed deadlines, and compliance gaps. That is why more institutions now turn to automation. Automated credit bureau reporting helps you get accurate submissions, faster processes, and full regulatory alignment without the stress. For financial institutions, […]