The advent of new technologies has paved the way for a new era of financial services within the digital ecosystem. Thanks to the milieu of fintech companies, small to medium-sized businesses can get access to capital resources easily. However, with new pathways, opportunities are rife for sophisticated fraud strategies, greatly harming the financial services industry. […]
Why Loan Approvals Differ Across Cooperative Bank Branches
A weaver in Solapur applies for a ₹3 lakh personal loan at his cooperative bank’s local branch and gets it sanctioned in four days. His cousin, banking with the same cooperative society but at a branch forty kilometres away, applies for a near-identical amount against a similar income profile and waits three weeks before being […]
Co-Lending Reconciliation: The Complete Operational Breakdown
Co-lending reconciliation is the process of matching every EMI payment to its correct split across bank and NBFC ledgers, sweeping the escrow, and producing a verified statement that both partners can reconcile against their own books. Finezza’s co-lending module automates this full payment-event pipeline from a single product-level configuration, so the same logic runs on […]
Is Your Invoice Financing Workflow Ready for RBI’s TReDS Rules?
When a lender discounts an invoice on a Trade Receivables Discounting System (TReDS) platform, the money moves within a day or two. Confirmation that the same invoice hasn’t been financed somewhere else doesn’t always move at the same speed. A seller short on working capital uploads the same receivable to two platforms in the same […]
RBI’s New PSL Norms: What Lenders Need for Auditor Certification
Your compliance head receives a Reserve Bank of India (RBI) notice flagging Priority Sector Lending (PSL) classification discrepancies. The issue isn’t underreporting your PSL portfolio—it’s that the same underlying loans appear in multiple banks’ PSL claims. Different lenders financed the same Microfinance Institution (MFI), and each bank claimed the on-lending benefit for identical borrowers. This […]
Top Loan Management Software for NBFCs in India 2026
India’s lending market is expected to reach $2.38 billion by 2030, growing at 30.2% annually. Economic expansion, urbanisation, and rising credit demand are driving loan application volumes that exceed most NBFCs’ manual processing capacity. Legacy systems struggle with regulatory reporting frequency, multi-product portfolio management, and real-time risk assessment requirements. NBFCs processing diverse loan products (MSME, […]