Running a loan origination system and a loan management system as two disconnected products is the default setup at most Indian NBFCs, and it is also the quiet source of most post-disbursement errors. This guide explains the difference between LOS and LMS for NBFC operations, where the two-vendor model breaks down, and how Finezza’s unified […]
5 LSP Compliance Gaps in Your Digital Lending Software
When the RBI issued its Digital Lending Directions, 2025 on 8 May 2025, the coverage focused on cooling-off periods, Default Loss Guarantee (DLG) caps, and borrower protection mechanisms. The software implications received far less attention. Finezza’s loan origination system supports regulated digital lending workflows for NBFCs and banks, and the five compliance gaps below represent […]
Best Loan Management Software for NBFCs in India 2026
The head of technology at a growth-stage NBFC in Pune is reviewing a shortlist of loan management software options. Three came from “Top 10 LMS India” articles published by software directories. The fourth came from a peer at another NBFC. None of the three lists agree on which platforms belong. Two of them include vendors […]
Automating Loan Collections: NACH, DPD Triggers and Field Agent Workflows
When a mid-sized NBFC’s portfolio crosses ₹500 crore, the limiting factor in collections is no longer effort, it is timing precision. A borrower who misses payment on Day 1 and hears from a collections officer on Day 12 has already mentally reclassified the debt. Every day of delay between a missed payment and a structured […]
Loan Origination System to LMS: Where Data Gets Corrupted
The approval is done and credit assessment is complete, the documentation is signed off, and the loan origination system (LOS) has delivered its output. The next step, moving that approved loan into the loan management system (LMS) for servicing, is what most lending operations treat as a formality, but it rarely is. The LOS-to-LMS handoff […]
Best Loan Origination Systems for Digital Lenders in India
TL;DRIndia’s LOS market hits USD 7.15 billion in 2026. RBI Co-Lending Directions 2025 are now in force. Digital loan drop-off rates remain above 60%. GST data has become the primary underwriting signal for MSME credit. The platform you choose today shapes your portfolio quality for the next five years. The 8 platforms in this guide: […]